About Snap

Snap Finance offer point of sale loans that are up to 36 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled!* They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

Representative Example: Cost of Goods £500, Deposit £15, Amount of Credit £485, Annual Fixed Interest Rate 26.47%, Monthly Payment £19.67, Term 36 months, Total Payable £723.12, Representative 29.9% APR


image of Spread the cost up to 36 months with snap

You're in Control

Spread the cost of your order with a Snap! Chose a flexible repayment schedule on your loan of up to 36 months and pay weekly, fortnightly, every four weeks or monthly. With interest rates that are based on your personal circumstances.

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Image of Pay in 4 with snap finance

Pay in 4

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can't wait, let Snap pay for it, then settle within 4 months!

*Interest is charged from the day your loan starts on the pricipal outstanding at the rate set out in your consumer credit agreement and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

Representative Example: Cost of Goods £500, Deposit £15, Amount of Credit £485, Annual Fixed Interest Rate 26.47%, Monthly Payment £19.67, Term 36 months, Total Payable £723.12, Representative 29.9% APR


Eligibility Criteria

18+ UK Resident

Be a UK resident aged 18 or over

£200+ Weekly Income

In receipt of £200+ income weekly

Be able to set up a direct debit

Be able to set up a Direct Debit and pay a £15 deposit by card

Interest rate

Snap Finance Ltd offer rates between 29.9% APR and Maximum 59.9% APR - your no obligation quote and APR will be based on your personal circumstances.

Representative Example: Cost of Goods £500, Deposit £15, Amount of Credit £485, Annual Fixed Interest Rate 26.47%, Monthly Payment £19.67, Term 36 months, Total Payable £723.12, Representative 29.9% APR


Clip Retail Ltd is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813). Snap Finance Ltd’s permissions as a Principal Firm Allows Clip Retail Ltd to act as a credit broker, not a lender. Snap Finance Ltd act as the lender. Credit Subject to status. Terms and conditions apply.

Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB.